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Specialist vehicle finance

Pagani has built 632 road cars.

Not this year. Since 1999. That single number is the reason a Pagani is funded differently from anything else on the road, and it is where every conversation about lending against one has to start.

Documented road cars, 1999 to date
632
Variants built in runs of 5 or fewer
10
Minimum advance
None

There is no book value for a car that exists three times.

Most vehicle finance rests on a published figure. A list price for a new car, a trade guide for a used one. Neither exists here in any form a lender can lean on. A Zonda Tricolore was built three times. The Huayra Epitome was built once. There is no comparable, because there is no population to draw one from.

So the advance is set against a valuation of the specific car, and what decides that valuation is the paperwork: build sheet, ownership chain, factory correspondence, service history through Modena. On a car of this kind the documentation is not supporting evidence for the value. It is a substantial part of the value.

This is specialist lending, arranged with no minimum advance, for a company or for you personally. No manufacturer scheme covers these cars, and the mainstream lenders that quote on supercars will not write a facility against a run of three.

Production volume

Every Pagani road car ever built

632 cars across 22 road variants, on one scale. The bar for a run of three is not a rounding error, it is the whole lending problem. See the same figures as a table.

Zonda Zonda C12 5 Zonda C12-S not documented Zonda S 7.3 not documented Zonda Roadster 40 Zonda F 25 Zonda Roadster F 25 Zonda Cinque 5 Zonda Cinque Roadster 5 Zonda Tricolore 3 Zonda HP Barchetta 3 Zonda Revo Barchetta 1 Huayra Huayra 100 Huayra BC 29 Huayra Roadster 100 Huayra Imola 5 Huayra Roadster BC 40 Huayra Tricolore 3 Huayra Codalunga 5 Huayra Imola Roadster 8 Huayra Epitome 1 Utopia Utopia 99 Utopia Roadster 130

Three lines, three different lending problems

1999 to 2017

Zonda

The car that established the marque, and the one where provenance decides everything. Values are set against the specific car rather than the model, because on runs of three and five cars there is no such thing as a comparable. A documented history and a known chain of ownership are worth more here than mileage.

Variants
13
Road cars built
112

2011 to 2026

Huayra

The only Pagani line with variants built in three figures, which makes the coupe and the Roadster the closest thing the marque has to a car a lender can find comparables for. The special series alongside them, built in runs of one to eight, are valued exactly like a Zonda.

Variants
11
Road cars built
291

2022 to date

Utopia

In production, but that does not put it in the same category as any other current car this portfolio finances. Every coupe was allocated to a customer before launch, so there is no list price to compute a payment from and the advance is set against what the car actually cost or is now worth.

Variants
2
Road cars built
229

The cars with nothing to compare them to

Every variant below was built once or in a run of five or fewer. On these, an agreed valuation is not a fallback when a book figure is unavailable. It is the only honest method there is.

Car Built Share of marque Power
Zonda Revo Barchetta 1 0.16% 789 bhp
Huayra Epitome 1 0.16% 852 bhp
Zonda Tricolore 3 0.47% 661 bhp
Zonda HP Barchetta 3 0.47% 789 bhp
Huayra Tricolore 3 0.47% 829 bhp
Zonda C12 5 0.79% 444 bhp
Zonda Cinque 5 0.79% 669 bhp
Zonda Cinque Roadster 5 0.79% 669 bhp
Huayra Imola 5 0.79% 827 bhp
Huayra Codalunga 5 0.79% 829 bhp

4 further variants are track only and cannot be road registered as built. They are listed on this site and marked, because quoting finance against one as though it were a road car would misdescribe the asset.


Start an enquiry

Tell us the car and the shape of the deal. We will come back with which structures it supports and what they are likely to cost.

Is the agreement for a business or for you personally?

This decides the route, not whether we can help. A business agreement we arrange ourselves. A regulated consumer agreement is arranged through an FCA authorised broker partner, and that firm is responsible for the regulated activity and for any advice on it. You will be told which route your case takes before anything is signed.

We pass your details only to the lenders considering your case. Nothing else. You can also email us directly at enquiries@paganifinance.co.uk.

Next step

Enquire about a Pagani

We will come back with which loan types the car supports and what each one is likely to cost. If none of them work, that is the answer you get.